Fund your international university education!..
Do you want help funding your international university education? We know higher education is a huge investment for your future. And, we understand studying abroad means a massive financial undertaking, which can be quite daunting. That is why we offer a range of different international scholarships for Canadian students at the University of Lincoln, UK. We want to offer as much assistance to you as possible, so you can enjoy your time at our historic university.The types of scholarships we offer differ in terms of level of study and what you want to study..
- 1. Scholarships we offer for undergraduate students from Canada are:
- 2,000 poundsGlobal Undergraduate Scholarship for the first year fees only.
- 2. Scholarships the University of Lincoln, UK offer Canadian postgraduate students are:
- 2,000 pounds Global Postgraduate Merit Scholarships..
Apply for your programme by 30th June 2018 and be accepted at UoL. The scholarships are automatic if you are accepted to the programme of your choice..We don't stop at offering attractive international scholarships to our students. We also offer masses of financial advice and guidance via our award-winning Student Union and our Student Services department. Their services include access to our Student Funding Team and International Advice Team, which provide advice on everything from managing your finances to working whilst studying in the UK and adhering to visa requirements..For more information about studying at the University of Lincoln UK and the scholarships we offer please contact us: +44 (0)1522 886040 . international@lincoln.ac.uk http://www.lincoln.ac.uk/home/international/
Global Scholarships for Canadian students in the UK...
Network Your Way to a Job..
You've probably already heard one of the working-world's most commonly used terms - networking. But what does it really mean? Simply put, networking is building a web of people to connect with professionally. If you're a high school student, this may seem silly - who are you going to network with? Is it even relevant to students and young people? What are the benefits? Start with those closest to you - parents, friends, extended family, and friends of the family. These people in your personal life can definitely help you professionally. Maybe your friend's parents know of a job opening that would work really well with your school schedule. Maybe you did yardwork for your neighbour who can introduce you to a friend of theirs who needs help with landscaping. Talking to the people around you about what you're interested in and what you are looking for will help them connect you to other opportunities. But remember, it isn't just about talking to people in order to advance YOUR career - networking is a two-way street, and is successful when all parties are looking out for everyone's best interests. Even though networking may seem like a concept that only applies to experienced professionals, consider this: 70% of jobs come from networking!
In the Shadow of Your Future Job..
One of the best ways to break into a particular field or industry is by gaining useful experience in that field. With the start of many useful co-op and internship programs, schools are motivating students to venture out into the job market early in a variety of innovative ways. One of these ways is something called job shadowing. Many of you might remember visiting your parents at work, (whether it was by choice or not is another matter!) and that experience probably gave you some idea of what they do for a living. Now picture that except now as an older student, at a job that is both interesting and may relate to your program of study. The experience will not only help give you insight into whether you want to pursue a career, but will also help your resume and may give you an edge over other future job candidates. Job shadowing programs are more common in high school, but also occur in post-secondary schools as well. Check with your school’s career office or guidance office for more information and step into your new shadow!..
Unpaid Work Could Mean New Opportunities..
Many students struggle to break into their field, and sometimes the job market in general, and often wonder what strategy is best for them. Weighing the options between part-time work, co-ops, and internships can often be complicated—some jobs offer compensation but are not in the right field, while others offer no compensation but the role is just right. Let me break it down simply: 1. Part-time jobs are good because they pay, but they will not always be in a position that corresponds with your field of study or interest. Part-time jobs or seasonal work opportunities that do match your academic field of interest are highly desirable, but not always attainable or realistic. Weigh these two when looking at all available opportunities. 2. Internships are great ways to gain valuable experience and are often unpaid, or come with a stipend rather than a salary or wage. Internships are great ways to break into a specific company or field and give you skills and tools to apply to future jobs more competitively. 3. Co-operative education opportunities can be paid or unpaid, and generally accompany a program of study. These are great ways to gain experience and get course credit, but not necessarily make any money. As you can probably see each avenue is slightly different, but all have benefits. Trying a mixture over the course of your time of study might be a great way to sample the benefits of all of them...
Firefighter..
Mark, 27, has been a firefighter with the Calgary Fire Department (CFD) for two and a half years. He is a rope rescue field trainer for the department's high angle rescue team. This team responds to rescues where ropes must be used to access people, i.e., a window washer stranded outside the fortieth floor of a high-rise. After high school, he attended the Alberta Fire Training School in Vermilion, Alberta, where he took courses that met the National Fire Protection Association (NFPA) 1001 standard which outlines qualifications for professional firefighters. These courses ranged from basic fire behaviour to pump operations and hazardous materials response. He currently works in downtown Calgary where the department responds to about 6,300 calls per year.
Stephanie: What made you decide to be a firefighter? How did you become a firefighter?
Mark: I grew up in a small town in Alberta which had a volunteer fire department. At age 16, I had the opportunity to join the fire department as a junior firefighter. This allowed me to participate in training and station activities. I was allowed to respond to emergencies but for safety reasons was not permitted to enter any building fires. I fell in love with it instantly and decided that this would be my career choice. I took a lot of courses with the Alberta Fire Training School in Vermilion, Alberta. When I first applied to the Calgary Fire Department, I was not accepted. I went to Red Deer and got a job with an oilfield firefighting company. Through this job I became an instructor for fire, safety and rescue courses. I applied again for the Calgary Fire Department and was accepted in April 2000.
Stephanie: What do you like about your job?
Mark: I like the variety of challenges that are presented each and every day. I never know what will be thrown at me on any given day. I also like the excitement of responding to an emergency.
Stephanie: What is your least favourite part of the job?
Mark: My least favourite part of the job is seeing kids get hurt.
Stephanie: What advice do you have for someone considering becoming a firefighter?
Mark: Go to the fire department in the city closest to you and see if you can go on a ride-along. This will help you decide if this is the career for you. You will find out that actual firefighting is a small part of what the fire department does. We are very involved in the community and with a number of charities so start volunteering for some now. It will help on your résumé and it will prepare you for a part of the job that most people don't know about.
Another large part of what we do is medical emergencies. Start with first aid and work your way up in medical training. A background as an EMT (Emergency Medical Technician) would be a great asset.
Stephanie: What kind of education do you need to be a firefighter? What kind of education did you get? What are some other requirements, i.e., strength, vision, etc.?
Mark: The minimum requirements vary from city to city. If there is a particular city you are hoping to work in, check with them for their requirements. They will all have a few things in common. They will all have some type of physical ability test as physical strength plays an important part of the day-to-day work we do. The CFD minimum requirements can be seen in the recruitment section of their Web site at http://www.calgaryfire.ca.
This is a very competitive job so your chances will be greatly improved if you take as many firefighting and rescue courses as you can. There are excellent fire training colleges across Canada to help you get there. I took a number of courses at the Alberta Fire Training School and an EMR (Emergency Medical Responder) course. I also took courses in high angle rescue, confined space rescue, industrial firefighting, fall protection, H2s (hydrogen sulfide) and other general safety courses.
Stephanie: What is the most effective way to protect yourself and your home from fire?
Mark: The best way to protect yourself is to be prepared to get out alive. Have an escape plan with more than one way out. Far too many people I talk to assume they will simply walk out the front door.
To protect your home there are a number of things you can do. Make sure smoke detectors are operating properly by testing them monthly. Having a fire extinguisher can save a lot of damage from fire. Finally and most important, if there is a fire big or small, phone the fire department immediately. We would rather show up to find that you have put the fire out yourself than to have you lose your home because you hesitated that extra two minutes to call.
We are always trying to find new careers to feature in the spotlight! If there is a career you would like to know more about, please let us know what it is, and we will do what we can to include it on the site. E-mail your suggestions to info@schoolfinder.com
Getting Ahead In The Art And Design Job Market...
Need to a summer job? Here are some ways to stand out from the crowd...
Need to a summer job? Here are some ways to stand out from the crowd.
1. Review and Update Your Portfolio – A solid portfolio is an essential in applying for a job in the art, design and media fields. Review your portfolio and ensure that your pieces are relevant to the position for which you’ve applied. Need more feedback? Below are some ways to get the advice you need.
2. Network – Networking doesn't have to be this daunting task of talking to random strangers in large crowds. Instead, try requesting informational interviews through your own connections like your teachers and peers. Tools like LinkedIn are also a great way to connect with existing connections or others in the field of your interest. Bonus tip: ask for referral to speak with someone else at the end of your meeting to get more advice and to broaden your network at the same time.
3. Talk to a Guidance Counselor – Getting advice from a guidance or career counselor is a great way to see if you're headed in the right direction and to also find out if there are any opportunities out there that you may have missed.
4. Contact Youth Employment Services – If there isn’t a guidance or career counselor in your school, check out organizations like YES, JVS and your local government for programs like Ontario's Youth Job Connection.
5. Attend Workshops and Other Events – Attending workshops and events like Portfolio Clinics, Summer Workshops and National Portfolio Day are great ways to spruce up your portfolio, pick up new skills and to meet industry professionals.
6. Ensure You Have an Online Presence – Having an online presence is key these days to getting noticed and showcasing your work. Fortunately, there are many free tools to do that with, like LinkedIn. For artists and designers looking to post an online portfolio, there are tools like Behance and Format.
Plan Your Finances...
By Rob Taylor and EDge Staff
Manage Your Money So You Don't End Up Nude Modelling
Post-secondary education is where you will grow up: not just academically and mentally, but financially too. Ultimately, it is you who will have to learn how to budget and pay for school. And although we would like to graduate with no debts, with tuition rising every year, not everyone will be able to do so. The person who will be responsible for taking care of these debts will be you.
The key to budgeting for school is to think ahead. Universities and colleges are full of new and exciting experiences, but if you're not careful, the huge amount of money you think you have can be blown in a matter of days.
During my undergraduate degree, I had a friend (who shall remain nameless, although I will say he has become teacher) who went through over $2,000 by going out and socializing in the first month of his third year. He ended up being so short of cash that he took up nude modeling for art classes around town. He became a desperate, desperate man. And no, it wasn't me.
The point is you need to be careful, or you too could end up nude and being sculpted in clay. Or having to borrow more money. Honestly, I don't know which would be worse.
Being a student puts you far down the list on financial mobility. You probably will have Kraft Dinner® for more than one meal. But living on the cheap is part of the fun and right of being a student, and there are some nifty benefits as well. Your student status means you can get some pretty good discounts on services, transportation, food and travel.
So, OK, let's sum up. We've said being as student can be expensive. But we haven't really said how it will be expensive. If you haven't left home before, you might not really know what to expect in terms of cost.
Never fear! Included below are two scenarios for the costs of going to school. I should mention the schools selected were universities and the programs general arts programs only for the sake of consistency. Programs and school types (universities, university colleges, colleges) will all have different fees and prices. But by choosing a school in Toronto and Edmonton, we hope to give you an idea of how living in different parts of the country can affect expenses. For instance, residence in Alberta is $1,608 and in Toronto it's a whopping $3,600!
You should note that some of the numbers in these charts are not exact and you should look into prices and budgeting on your own.
The totals are for an eight-month period, assuming most academic years last from September until April.
Post-secondary education is where you will grow up: not just academically and mentally, but financially too. Ultimately, it is you who will have to learn how to budget and pay for school. And although we would like to graduate with no debts, with tuition rising every year, not everyone will be able to do so. The person who will be responsible for taking care of these debts will be you.
The key to budgeting for school is to think ahead. Universities and colleges are full of new and exciting experiences, but if you're not careful, the huge amount of money you think you have can be blown in a matter of days.
During my undergraduate degree, I had a friend (who shall remain nameless, although I will say he has become teacher) who went through over $2,000 by going out and socializing in the first month of his third year. He ended up being so short of cash that he took up nude modeling for art classes around town. He became a desperate, desperate man. And no, it wasn't me.
The point is you need to be careful, or you too could end up nude and being sculpted in clay. Or having to borrow more money. Honestly, I don't know which would be worse.
Being a student puts you far down the list on financial mobility. You probably will have Kraft Dinner® for more than one meal. But living on the cheap is part of the fun and right of being a student, and there are some nifty benefits as well. Your student status means you can get some pretty good discounts on services, transportation, food and travel.
So, OK, let's sum up. We've said being as student can be expensive. But we haven't really said how it will be expensive. If you haven't left home before, you might not really know what to expect in terms of cost.
Never fear! Included below are two scenarios for the costs of going to school. I should mention the schools selected were universities and the programs general arts programs only for the sake of consistency. Programs and school types (universities, university colleges, colleges) will all have different fees and prices. But by choosing a school in Toronto and Edmonton, we hope to give you an idea of how living in different parts of the country can affect expenses. For instance, residence in Alberta is $1,608 and in Toronto it's a whopping $3,600!
You should note that some of the numbers in these charts are not exact and you should look into prices and budgeting on your own.
The totals are for an eight-month period, assuming most academic years last from September until April.
| Toronto | |||
| Toronto | The Upper Scale | The Middle Scale | Residence |
| Accommodation | Bachelor pad in the city $6,400 | Sharing an apartment $3,600 | $3,600 |
| Tuition | General arts degree $4,029 | General arts degree $4,029 | General arts degree $4,029 |
| Cost of Food | Eat out and take out with some meals at home $3,000 | Sharing groceries $2,000 | Middle cost meal plan $2,700 |
| Textbooks | All new textbooks $800 | Some new textbooks, some used from Books4Exchange.com $400 | Some new textbooks, some used from Books4Exchange.com $400 |
| Utilities, Phone and Cable | $600 | Sharing utilities costs $480 | Phone less long distance $320 |
| Transportation | Public Transit $700 | Public Transit $700 | $0 |
| Entertainment | Bars, movies, dancing, traveling frequently $3,000 | Cheap nights at movies, going out once or twice a week, going to free school-funded events $2,000 | Cheap nights at the movies, going out once or twice a week, going to free school-funded event $2,000 |
| Total | $18,529 | $13,209 | $13,049 |
| Edmonton | |||
| Alberta | The Upper Scale | The Middle Scale | Residence |
| Accommodation | Bachelor pad in the city $4,400 | Sharing an apartment $3,000 | $1,608 |
| Tuition | General arts degree $3,890 | General arts degree $3,890 | General arts degree $3,890 |
| Cost of Food | Eat out and take out with some meals at home $2,500 | Sharing groceries $1,700 | Middle cost meal plan $2,000 |
| Textbooks | All new textbooks $800 | Some new textbooks, some used from Books4Exchange.com $400 | Some new textbooks, some used from Books4Exchange.com $400 |
| Utilities, Phone and Cable | $600 | Sharing utilities costs $480 | Phone less long distance $320 |
| Transportation | Public Transit $700 | Public Transit $700 | $0 |
| Entertainment | Bars, movies, dancing, traveling frequently $3,000 | Cheap nights at movies, going out once or twice a week, going to free school-funded events $2,000 | Cheap nights at the movies, going out once or twice a week, going to free school-funded event $2,000 |
| Total | $15,890 | $12,170 | $10,218 |
All right. You're a little bit more financially aware than you were before. Now it's time to think of some ways to help pay for those costs:
Scholarships, Bursaries and Loans: Do searches on the Internet and in print directories. Each province, territory and the federal government provide student loan programs. If you can, set some of that loan money aside. The less you spend means the less you have to pay back at the end of your schooling. Having a small cushion can ease the transition from school to the work world. But be warned. The amount of money you have in your account can affect your eligibly for a loan.
Family Contributions: Grandparents and parents may have made investments for you. Ask, but don't be pushy. They don't have to give you the money.
Summer Jobs: Each summer, I would move back home and get a job. The best job I ever had during school was gas station attendant. I wasn't being paid much, but I became the 'I'll take your shift' guy. I never said 'no' to a shift. My first cheque was for $1,300. Working all those shifts had the added bonus of making my boss think I was the best worker he had and he hired me back for three summers in a row, plus winter holidays and reading week. If you can, be the 'I'll take your shift' guy. And live cheap during the summer. I put away at least 80% of what I made during the summer in the bank. Speaking of banks, you may want to look into some Guaranteed Investment Certificates (G.I.C.'s), mutual funds or other investments. There are penalties for withdrawing money from these types of programs, but they generally will have higher interest rates.
Part-Time Jobs: Most schools have part time work for students. Get involved with extracurricular activities. This will bring you in contact with the school administrators who hire for these positions. Being interviewed by someone who already knows your worth makes a world of difference. Some schools have jobs that are only open to those students with student loans. Co-op jobs are kind of like student job security. Many post-secondary schools run co-op programs for specific faculties which alternate between work and school terms. Getting a career-related job IS part of your schooling. Besides money, they provide you with experience and work contacts for when you graduate into the working world. If you do get a job, just be sure you don't overextend yourself and forget why you're at school to begin with - to learn. I had a professor who told me that my full time job was to learn and that's how I should be approaching my education. He was right..
Take a year off and work: I personally do not think this is the greatest idea, but if you have to, you have to. You will save up a good deal of cash during the year and you'll be a bit more mature than you classmates when you do go to school. On the minus side, you may get caught up in the working world and continue putting off school for the immediate rewards of working: cash.
The great thing about entering into post-secondary education is starting to learn to think for yourself. Thinking for yourself should not be limited to your studies. You should be applying it to everything you do, including your finances. Think and plan your life out, the same as you would an exam, project or essay. By all means, use the information in this article as a guide and study the budgets, but if you have an idea of your own about how to save or make some money, don't be afraid to look into making it happen...
Scholarships, Bursaries and Loans: Do searches on the Internet and in print directories. Each province, territory and the federal government provide student loan programs. If you can, set some of that loan money aside. The less you spend means the less you have to pay back at the end of your schooling. Having a small cushion can ease the transition from school to the work world. But be warned. The amount of money you have in your account can affect your eligibly for a loan.
Family Contributions: Grandparents and parents may have made investments for you. Ask, but don't be pushy. They don't have to give you the money.
Summer Jobs: Each summer, I would move back home and get a job. The best job I ever had during school was gas station attendant. I wasn't being paid much, but I became the 'I'll take your shift' guy. I never said 'no' to a shift. My first cheque was for $1,300. Working all those shifts had the added bonus of making my boss think I was the best worker he had and he hired me back for three summers in a row, plus winter holidays and reading week. If you can, be the 'I'll take your shift' guy. And live cheap during the summer. I put away at least 80% of what I made during the summer in the bank. Speaking of banks, you may want to look into some Guaranteed Investment Certificates (G.I.C.'s), mutual funds or other investments. There are penalties for withdrawing money from these types of programs, but they generally will have higher interest rates.
Part-Time Jobs: Most schools have part time work for students. Get involved with extracurricular activities. This will bring you in contact with the school administrators who hire for these positions. Being interviewed by someone who already knows your worth makes a world of difference. Some schools have jobs that are only open to those students with student loans. Co-op jobs are kind of like student job security. Many post-secondary schools run co-op programs for specific faculties which alternate between work and school terms. Getting a career-related job IS part of your schooling. Besides money, they provide you with experience and work contacts for when you graduate into the working world. If you do get a job, just be sure you don't overextend yourself and forget why you're at school to begin with - to learn. I had a professor who told me that my full time job was to learn and that's how I should be approaching my education. He was right..
Take a year off and work: I personally do not think this is the greatest idea, but if you have to, you have to. You will save up a good deal of cash during the year and you'll be a bit more mature than you classmates when you do go to school. On the minus side, you may get caught up in the working world and continue putting off school for the immediate rewards of working: cash.
The great thing about entering into post-secondary education is starting to learn to think for yourself. Thinking for yourself should not be limited to your studies. You should be applying it to everything you do, including your finances. Think and plan your life out, the same as you would an exam, project or essay. By all means, use the information in this article as a guide and study the budgets, but if you have an idea of your own about how to save or make some money, don't be afraid to look into making it happen...
How to search for scholarships on ScholarshipsCanada.com and SchoolFinder.com..
By Rob Taylor.
Using a tool like ScholarshipsCanada.com or the Finance section of SchoolFinder.com is the first step in a thorough search for scholarships. But using the tool effectively is what can make a difference between a good search and an outstanding search.
Remember that if you find an award that you like, you can always save it into MyStuff so you don't have to look up the same awards every time!
Searching by keyword.
This tool is great if you know the name of the scholarship you are looking for. For example, you could enter in the name of our award - EDge Directory Scholarship - and immediately find the listing in our database.
This tool is great if you know the name of the scholarship you are looking for. For example, you could enter in the name of our award - EDge Directory Scholarship - and immediately find the listing in our database.
Searching by school or field of study.
This is a handy tool to use if you are already in a post-secondary school or if you know what school you are interested in attending. By using the drop-down school list, you can obtain a list of all the awards and scholarships in our database that are either offered by that school or require that you be attending or entering that school to be eligible for them.
This is a handy tool to use if you are already in a post-secondary school or if you know what school you are interested in attending. By using the drop-down school list, you can obtain a list of all the awards and scholarships in our database that are either offered by that school or require that you be attending or entering that school to be eligible for them.
Searching by field of study.
We list over 600 fields of study in our database, ranging from Aboriginal studies to zoology. Want to see every award available to you if you choose a particular field of study? Than this tool is for you.
We list over 600 fields of study in our database, ranging from Aboriginal studies to zoology. Want to see every award available to you if you choose a particular field of study? Than this tool is for you.
Advanced Searches.
This is the most powerful scholarship search on our sites. You can filter awards by year of study, field of study, heritage, region of residence, region of study, academic average, extracurricular activities, affiliations and many other categories. After doing your search, you can sort your results by award name, value, or deadline.
This is the most powerful scholarship search on our sites. You can filter awards by year of study, field of study, heritage, region of residence, region of study, academic average, extracurricular activities, affiliations and many other categories. After doing your search, you can sort your results by award name, value, or deadline.
We always recommend doing more than one advanced search to make sure you cover all your bases. Try different criteria and see what happens.
If you settle on a particular search, don't worry; you won't have to keep doing it every time you visit the site. We save one advanced search and if a new scholarship is added that fits that search criteria, it will be added to the search results automatically.
Other ways to find scholarships on SchoolFinder.com.
On SchoolFinder.com there are two other ways to find scholarships. The first is to go to a school profile and look at the scholarships offered for that school. The second way is to look up a specific program in one of the school profiles and see if it has any scholarships listed for it in the program description.
On SchoolFinder.com there are two other ways to find scholarships. The first is to go to a school profile and look at the scholarships offered for that school. The second way is to look up a specific program in one of the school profiles and see if it has any scholarships listed for it in the program description.
And last but not least, we should mention that one of the best features on our SchoolFinder.com is that everything is interconnected. So, you can do the 3-Step Career Quiz™, find a career you are interested in, find out which schools offer programs that can lead to that career and if there are scholarships for that program for which you may qualify. It's our version of one-stop shopping!
Glossary...
Administrator, or Scholarship Administrator: An individual or committee in a company, school, association, or branch of government that manages one or more scholarships. The administrator considers applications and determines suitable candidates for awards, scholarships and bursaries..
Admission Award: A scholarship or award given to a student entering his / her first year at a post-secondary institution. Also referred to as Entrance Award.
Award: An award is given in recognition of outstanding achievement. Awards may be in the form of books, plaques, subscriptions or money. A monetary award is usually called a scholarship or bursary.
Bursary: A non-repayable grant of money, Bursaries are awarded primarily based on financial need, but academic achievement is also considered. Usually, the applicant must provide detailed documentation describing their financial situation when applying for the bursary.
Career College: A privately owned and operated institution whose main objective is to prepare students for the job market after an intensive period of instruction. Also called a Private College or Technical College.
Community College: A post-secondary institution that offers diplomas and certificates. The primary functions of most community colleges are to respond the training needs of business, industry, the public service sector, and the educational needs of vocationally oriented secondary school graduates and adults.
Entrance Award/Scholarship: A scholarship or award given to a student entering his/her first year at a post-secondary institution. Also referred to as an Admission Award.
Fellowship: A monetary prize awarded to a student pursuing studies usually beyond the baccalaureate level. Usually one of the criteria is academic average.
Financial Need: The need of a student to receive financial aid in order to pursue their education. Eligibility criteria differ at almost every institution. Generally, it is based on the expected contributions from the student and/or their family, which are then deducted from allowable educational expenses such as tuition, books, and personal living expenses at a moderate standard of living. Contact the Scholarship Administrator(s) for information about their specific definitions of financial need.
Graduate Award: Awarded to students pursuing post-graduate levels of study (Master's or Doctorate degrees.) Recipients usually hold at least one degree and are engaged in some sort of research project.
Grant: A non-repayable sum of money that is given based primarily on financial need, but academic achievement may also be considered. Usually, official documentation describing your financial situation is required when applying.
In-course Award/Scholarship: Awarded to students already enrolled in post-secondary studies, beyond the first year level.
Internship: Describes a professional/educational experience conducted in a non-university setting, usually with the corporation that donates the money for the scholarship.
Loan: Awarded as financial assistance that must be repaid.
Permanent Disability: A functional limitation caused by a physical or mental impairment that restricts the ability of a person to perform the daily activities necessary to participate in studies at the post-secondary level. Students are usually required to show documentation demonstrating that they have a permanent disability.
Prize: Usually a cash prize or trophy given to a student for outstanding achievement. .
Résumé: A one or two page document that summarizes a person's education as well as their professional and volunteer work experience..
Scholarship: A non-repayable sum of money awarded to a student to help finance further education. Most scholarships are based on merit in areas ranging from academic achievement to athletics. Usually, scholarships are not based on financial need.
Transcript: An official school document that shows courses taken by a student and grades received.
Transfer Student: A student who is awarded credit toward a degree at a new university or college for academic work completed at a previous university or equivalent institution of higher learning.
Undergraduate Award/Scholarship: A scholarship or award given to a student who is pursuing their first degree at a post-secondary institution.
University: A post-secondary institution that specializes in many branches of advanced learning and grants degrees in various faculties.
University College: A post-secondary institution that offers both university degree programs and college diploma and certificate programs...
Admission Award: A scholarship or award given to a student entering his / her first year at a post-secondary institution. Also referred to as Entrance Award.
Award: An award is given in recognition of outstanding achievement. Awards may be in the form of books, plaques, subscriptions or money. A monetary award is usually called a scholarship or bursary.
Bursary: A non-repayable grant of money, Bursaries are awarded primarily based on financial need, but academic achievement is also considered. Usually, the applicant must provide detailed documentation describing their financial situation when applying for the bursary.
Career College: A privately owned and operated institution whose main objective is to prepare students for the job market after an intensive period of instruction. Also called a Private College or Technical College.
Community College: A post-secondary institution that offers diplomas and certificates. The primary functions of most community colleges are to respond the training needs of business, industry, the public service sector, and the educational needs of vocationally oriented secondary school graduates and adults.
Entrance Award/Scholarship: A scholarship or award given to a student entering his/her first year at a post-secondary institution. Also referred to as an Admission Award.
Fellowship: A monetary prize awarded to a student pursuing studies usually beyond the baccalaureate level. Usually one of the criteria is academic average.
Financial Need: The need of a student to receive financial aid in order to pursue their education. Eligibility criteria differ at almost every institution. Generally, it is based on the expected contributions from the student and/or their family, which are then deducted from allowable educational expenses such as tuition, books, and personal living expenses at a moderate standard of living. Contact the Scholarship Administrator(s) for information about their specific definitions of financial need.
Graduate Award: Awarded to students pursuing post-graduate levels of study (Master's or Doctorate degrees.) Recipients usually hold at least one degree and are engaged in some sort of research project.
Grant: A non-repayable sum of money that is given based primarily on financial need, but academic achievement may also be considered. Usually, official documentation describing your financial situation is required when applying.
In-course Award/Scholarship: Awarded to students already enrolled in post-secondary studies, beyond the first year level.
Internship: Describes a professional/educational experience conducted in a non-university setting, usually with the corporation that donates the money for the scholarship.
Loan: Awarded as financial assistance that must be repaid.
Permanent Disability: A functional limitation caused by a physical or mental impairment that restricts the ability of a person to perform the daily activities necessary to participate in studies at the post-secondary level. Students are usually required to show documentation demonstrating that they have a permanent disability.
Prize: Usually a cash prize or trophy given to a student for outstanding achievement. .
Résumé: A one or two page document that summarizes a person's education as well as their professional and volunteer work experience..
Scholarship: A non-repayable sum of money awarded to a student to help finance further education. Most scholarships are based on merit in areas ranging from academic achievement to athletics. Usually, scholarships are not based on financial need.
Transcript: An official school document that shows courses taken by a student and grades received.
Transfer Student: A student who is awarded credit toward a degree at a new university or college for academic work completed at a previous university or equivalent institution of higher learning.
Undergraduate Award/Scholarship: A scholarship or award given to a student who is pursuing their first degree at a post-secondary institution.
University: A post-secondary institution that specializes in many branches of advanced learning and grants degrees in various faculties.
University College: A post-secondary institution that offers both university degree programs and college diploma and certificate programs...
8 Ways to Save Money on Your OSAP Loan..
Here are some tips and tools to save you money on your OSAP loan!..
Did you know that if you take the average amount of time to pay off your student loans, you could end up repaying $8,500 worth of interest for a $27,000 loan? I was personally shocked when I found out because let’s be real, it feels like free money at first. .
After learning this, I did some more in-depth research to find out how I could save money on my OSAP loans. Here are the tips and tools that I’d like to share with you! .
8. When do I have to start repaying my OSAP loan?
You need to start paying back your OSAP loan six months after your study period ends. BUT consider the next question… .
7. When do I start getting charged interest on my loan?
You get a 6 month grace period where you will not be charged interest on the provincial portion, but you will be charged for interest on the federal portion of your loans during this period. Your OSAP loan is 60% federal and 40% provincial, so during this initial grace period you will still owe significant interest to the federal government. If you can, start making repayments during your grace period, or, even while you’re still in school to save some interest!.
After learning this, I did some more in-depth research to find out how I could save money on my OSAP loans. Here are the tips and tools that I’d like to share with you! .
8. When do I have to start repaying my OSAP loan?
You need to start paying back your OSAP loan six months after your study period ends. BUT consider the next question… .
7. When do I start getting charged interest on my loan?
You get a 6 month grace period where you will not be charged interest on the provincial portion, but you will be charged for interest on the federal portion of your loans during this period. Your OSAP loan is 60% federal and 40% provincial, so during this initial grace period you will still owe significant interest to the federal government. If you can, start making repayments during your grace period, or, even while you’re still in school to save some interest!.
6. You may owe more than you think! You may be unpleasantly surprised to find out that if your study plans changed after receiving your OSAP, you may have received an excessive grant or bursary. This excess needs to be paid back to the government.
5. Alternative payment methods to save you money and preserve your cash. I found out that you’re now able to pay down your OSAP loans using loyalty points! Click here to see how a very cool company called HigherEdPoints.com can help you save some money on your loan repayments by using loyalty points (anyone’s points: your parents, grandparents and even those of your boss!).
Very Important Points for Recent or Soon-to-be Grads
4. Prolonging your grace period If you own or co-own a new business in Ontario, or you work/volunteer with a not-for-profit organization you may be eligible to extend the interest free period of your loan. See details here.
3. Check your monthly payment amount If you land a job coming out of school, look into how much you can afford to put down on your loan. If you’re able to increase your monthly payments you could easily save thousands in the long term. Check out this helpful repayment calculator provided by OSAP.
2. Are you eligible for repayment assistance? Once you leave school you may be eligible to receive repayment assistance from both the federal and provincial governments. They evaluate your family income and how much you earn from your current job to see if you are eligible. Check here to see if you’re eligible for repayment assistance.
1. Who do you have to pay back? You actually don’t pay money back to your school or OSAP, rather, you repay the National Student Loans Service Centre. This is a common mistake made by students every year!
Next steps to saving money on your OSAP loan OSAP is just one source of funding, there are many more you can take advantage of! Check out this overview of other available sources and 8 tips on how to take advantage of them.
Stefan Kollenberg is completing his final semester of a marketing degree from Ryerson University and has already led the marketing efforts for two startups, one of which completed the Techstars Accelerator Program. Stefan is aiming to be free of his student debt in the next few years and can be reached at stefan@backpackmkt.com
About HigherEdPoints.com: Founded in 2013 with the aim to help students and families tap into new and innovative sources of funds for education, HigherEdPoints is the first company in the world to enable the conversion of loyalty points into funds for tuition and student loan repayments. To learn more visit www.HigherEdPoints.com
5. Alternative payment methods to save you money and preserve your cash. I found out that you’re now able to pay down your OSAP loans using loyalty points! Click here to see how a very cool company called HigherEdPoints.com can help you save some money on your loan repayments by using loyalty points (anyone’s points: your parents, grandparents and even those of your boss!).
Very Important Points for Recent or Soon-to-be Grads
4. Prolonging your grace period If you own or co-own a new business in Ontario, or you work/volunteer with a not-for-profit organization you may be eligible to extend the interest free period of your loan. See details here.
3. Check your monthly payment amount If you land a job coming out of school, look into how much you can afford to put down on your loan. If you’re able to increase your monthly payments you could easily save thousands in the long term. Check out this helpful repayment calculator provided by OSAP.
2. Are you eligible for repayment assistance? Once you leave school you may be eligible to receive repayment assistance from both the federal and provincial governments. They evaluate your family income and how much you earn from your current job to see if you are eligible. Check here to see if you’re eligible for repayment assistance.
1. Who do you have to pay back? You actually don’t pay money back to your school or OSAP, rather, you repay the National Student Loans Service Centre. This is a common mistake made by students every year!
Next steps to saving money on your OSAP loan OSAP is just one source of funding, there are many more you can take advantage of! Check out this overview of other available sources and 8 tips on how to take advantage of them.
Stefan Kollenberg is completing his final semester of a marketing degree from Ryerson University and has already led the marketing efforts for two startups, one of which completed the Techstars Accelerator Program. Stefan is aiming to be free of his student debt in the next few years and can be reached at stefan@backpackmkt.com
About HigherEdPoints.com: Founded in 2013 with the aim to help students and families tap into new and innovative sources of funds for education, HigherEdPoints is the first company in the world to enable the conversion of loyalty points into funds for tuition and student loan repayments. To learn more visit www.HigherEdPoints.com
Scholarships Can Make Studying Abroad a Reality – Here’s How!..
Savio Baptista left Canada in 2015 to live and study law in Glasgow, Scotland. He hasn’t looked back since..
Savio Baptista left Canada in 2015 to live and study law in Glasgow, Scotland. He hasn’t looked back since.
“I considered going to law school in Canada, but I didn’t think my grades were competitive enough,” says Savio. “Looking back now though, I am so glad I left. I am continuously learning and having new experiences. It has worked out so well.”.
Savio made the decision to pursue his law degree in Scotland after achieving his diploma from the accelerated law clerk program at Seneca College. Due to Seneca’s partnership with universities in the UK, and his academic standing, he was eligible to apply to UK schools for their LLB programs.
“I had a few friends who were studying in Edinburgh at the time and absolutely loved it,” says Savio. “I knew I wanted to study in Scotland and get away from living in a big city. Scotland was also a lot more affordable than other places in the UK.” .
He chose to study law at the University of Strathclyde, one of Scotland’s leading providers of legal education. During his time there, he has traveled around Scotland and Europe, as well as bungee jumped, ziplined, abseiled and glided in Aboyne, Scotland. .
“I considered going to law school in Canada, but I didn’t think my grades were competitive enough,” says Savio. “Looking back now though, I am so glad I left. I am continuously learning and having new experiences. It has worked out so well.”.
Savio made the decision to pursue his law degree in Scotland after achieving his diploma from the accelerated law clerk program at Seneca College. Due to Seneca’s partnership with universities in the UK, and his academic standing, he was eligible to apply to UK schools for their LLB programs.
“I had a few friends who were studying in Edinburgh at the time and absolutely loved it,” says Savio. “I knew I wanted to study in Scotland and get away from living in a big city. Scotland was also a lot more affordable than other places in the UK.” .
He chose to study law at the University of Strathclyde, one of Scotland’s leading providers of legal education. During his time there, he has traveled around Scotland and Europe, as well as bungee jumped, ziplined, abseiled and glided in Aboyne, Scotland. .
“I've always been a bit of a thrill seeker,” says Savio. “When I moved to Scotland, I got the opportunity to go bungee jumping and ziplining for the first time. These were really fun experiences where I also got an amazing sense of accomplishment.”
Savio also had the opportunity to explore the city of Glasgow, meet and study with people from around the world, visit Scottish breweries and event meet Chris Hadfield! Savio has had no regrets in his choice to study abroad, but it did, however, come at a significant cost.
“The cost of going to school abroad can definitely be an intimidating factor” says Savio. “But if you plan properly, and look for the right funding, anything can be possible.”
As a Canadian citizen, Savio was eligible to apply for the Saltire Scholarship, which is awarded by the Scottish government to those who successfully demonstrate that Scotland is an ideal destination to pursue higher education. Savio applied for, and received the Saltire Scholarship, reducing his tuition by $7,000. .
“As a Saltire Scholar, I received an invitation from the Minister for Learning, Science and Scotland’s Languages to attend a reception at Edinburgh Castle to welcome all Saltire Scholarship recipients to Scotland,” says Savio. “It was truly a night to remember.” .
Receiving the Saltire Scholarship played a huge role in making studying abroad more affordable for Savio, but he also took the responsibility of paying for his education seriously. He worked 60 hour weeks and three jobs before moving to Scotland in order to pay for school. He also applied for OSAP, something he recommends to all Ontario students to do.
Savio will be entering his third and final year of his law degree in September. Following graduation, he hopes to live and work in Scotland. ..
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Savio also had the opportunity to explore the city of Glasgow, meet and study with people from around the world, visit Scottish breweries and event meet Chris Hadfield! Savio has had no regrets in his choice to study abroad, but it did, however, come at a significant cost.
“The cost of going to school abroad can definitely be an intimidating factor” says Savio. “But if you plan properly, and look for the right funding, anything can be possible.”
As a Canadian citizen, Savio was eligible to apply for the Saltire Scholarship, which is awarded by the Scottish government to those who successfully demonstrate that Scotland is an ideal destination to pursue higher education. Savio applied for, and received the Saltire Scholarship, reducing his tuition by $7,000. .
“As a Saltire Scholar, I received an invitation from the Minister for Learning, Science and Scotland’s Languages to attend a reception at Edinburgh Castle to welcome all Saltire Scholarship recipients to Scotland,” says Savio. “It was truly a night to remember.” .
Receiving the Saltire Scholarship played a huge role in making studying abroad more affordable for Savio, but he also took the responsibility of paying for his education seriously. He worked 60 hour weeks and three jobs before moving to Scotland in order to pay for school. He also applied for OSAP, something he recommends to all Ontario students to do.
Savio will be entering his third and final year of his law degree in September. Following graduation, he hopes to live and work in Scotland. ..
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Visit ScholarshipsCanada.com to find awards to help you study abroad! Get matched with 85,543 awards worth $193,531,556...
